Today presents the most opportune time to buy that dream Oahu home you have been having for the longest time you can remember, and as if that is not enough, to buy it at a dream price. What could be more attractive than that when living in such tumultuous and harsh economic times that have become part and parcel of life today? All you really need to do is to take some time and effort and search the market and you are sure to find whatever it is that you are looking for. In other words, be the smart buyer that you ought to be and you will end up with a very good deal. But how do you get started?

 

Finances – the first and most important of all is to ensure your finances are in order. How? Establish your credit score, ascertain that indeed all entries are correct to the best of your knowledge and ability and if not, fix whatever issues that affect the credit score. Ensure you consult the right authorities so that if there are any errors on the credit report, you will have them cleared before you start searching for that mortgage lender.

 

Secure your financial status - by the same token, ensure you seek pre-approval first before you start shopping for that dream home as you might end up wasting your time and money and not get approved. Note the difference between pre-approval and pre-qualification in that pre-qualification does not in any way ‘secure’ you the loan, it simply gives you an opinion of whether you qualify to get a mortgage or not.  Ensure you get full pre-approval so you don’t end up wasting your precious time.

 

Deal with a professional – the next course of action is to deal with a professional realtor who is familiar with the region that you are eyeing. Needless to mention, this is a very huge step you are taking hence you should be ready to shift your mind from simply wanting a dream home to actually searching for it actively. Take the time and sit down with the realtor, create a list of the things that define the perfect home for you. Armed with the list, your realtor can then be able to provide you with a comprehensive list of potential homes that match your criteria. By the same token, the realtor can guide you to find the homes that perfectly fit the pre-approved amount.

 

Once you find that perfect dream home that suits your definition fully, you can then hire the services of a certified home inspector to come and take a thorough inspection of the home. Because you are not getting the home inspection services for free, ensure the home inspector checks all questionable areas. If the inspection report comes out clean, then you can carry on with the deal, but only if your gut feeling tells you it is OK to go ahead. Follow your instincts because sometimes your instincts could be right. 

Latest Hawaii Kai Real Estate

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$749,000

580 Lunalilo Home Rd, Honolulu — Peninsula At Hawaii Kai Ii

Quiet, breezy, split-level Peninsula cottage with beautiful upgrades - plantation shutters, Travertine, granite counters, landscap...

  • Beds 3
  • Baths 2.5
  • Tenure FS
  • SqFt. 1,581
  • MLS 1104397

 

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$610,000

7018 Hawaii Kai Dr, Honolulu — Nanea Kai

None

  • Beds 3
  • Baths 2.5
  • Tenure FS
  • SqFt. 1,582
  • MLS 1104403

 

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$949,000

1349 Miloiki St, Honolulu

Massive home perched atop the valley quiet, cool & breezy w gorgeous views in ultra-safe neighborhood. Wood,marble & ceramic thro...

  • Beds 5
  • Baths 3.0
  • Tenure FS
  • SqFt. 2,856
  • MLS 1104359

 

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$1,114,999

1044 Koko Kai Pl, Honolulu

Back on the market after a short rest. Beautifully maintained Villa 2, single story 3/3 with a den, office, 4th bedroom, 10 ft. ce...

  • Beds 3
  • Baths 3.0
  • Tenure FS
  • SqFt. 2,177
  • MLS 1104315

 

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$721,000

Hahaione St, Honolulu

PERFECT FAMILY HOME... This spacious 3 bedrooms/2 baths floorplan boasts of high cathedral ceilings, elegant dining and living r...

  • Beds 3
  • Baths 2.0
  • Tenure FS
  • SqFt. 1,657
  • MLS 1104334

 

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$969,000

1131 Kaumoku St, Honolulu

Immaculate home. Beautifully renovated Mariner s Ridge home. Addition includes spacious master bedroom retreat, w/ luxury bath inc...

  • Beds 4
  • Baths 3.5
  • Tenure FS
  • SqFt. 2,284
  • MLS 1104279