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What You May Not Know About Buying a Home

The process of finding a new home can be both an exciting and daunting task. If you have already figured out the key elements, such as your budget, location, and specifications, there may be additional details that you may not be aware of.


One of the things you may not know when purchasing a home is that there are quite a few mortgage alternatives that you can avail of. It is common practice to have fixed rate mortgages for the length of 30 years; however, you have the flexibility to choose the terms and length when financing your purchase. By doing so, you get more of your moneyís worth.


Another thing that people may overlook when buying a home is that real estate agents can actually be beneficial when searching for a home. Some think that these agents are only for those who are interested in selling their property; some are also wary, as they might have to pay additional fees. Instead, they just opt to search for homes online or via newspapers. However you can hire an agent to actually look at the property for you without having to pay them a fee, as most actually get their commissions from the selling parties.
An additional benefit to using an agent is that they are quite knowledgeable about the local market and the industry, thus helping you save time. They can easily narrow down your choices, depending on your specifications. Take note though that you have to make sure to allot a certain part of your time to check out the properties yourself. After all, it will be you living in the house, not your agent.


Others also say that buying an old house would be a lot cheaper than purchasing a new one. What you may not know is that it can actually be more costly. This is because although electricity and water meters and telephone lines are already installed, there might be other things, such as pipes, molding, painting, and the like that need to be restored. Make sure that before signing a contract, a professional evaluation is done on the property. You should obtain a precise estimate of the renovation or restoration costs to see if it is worth the so-called ìexcellent bargainî as well. It is also advisable to have a lawyer to look at the documents and help in the execution of the sale and purchase.


Lastly, people might not know that when buying a home, especially in a subdivision or exclusive communities, there are monthly dues, community fees, and other development projects planned in the neighborhood. It is best to ask around from the residents in the locale. You would be surprised at how much useful information you can gather. Plus, this would also be a good way to assess the area that you will be living in, should you decide to acquire the property.

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We'd love the chance to show you what our beautiful island of Oahu offers.

 Representing Your Best Interest for Hawaii Real Estate.

Once you've decided to join us here in Hawaii - our job is making that happen!

We'll help make your move simple and easy.

 

john
John Ragan - (R)
JS Real Estate LLC
1543 Young St. Ste. #320
Honolulu, HI. 96823
Licensed in the State of Hawaii

 

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